Terms of Service

Last updated: February 1, 2026

1. Acceptance of Terms

By accessing or using Buckingham Equity ("the Platform"), you agree to these Terms of Service. If you do not agree, do not use the Platform.

2. Description of Services

Buckingham Equity provides financial analytics tools, market research, AI-powered insights, personal lending services, and data consultation. Our tools are designed to assist with financial decision-making but do not constitute personalized financial advice.

3. Not Financial Advice

Important: Content and tools on this platform are for informational and educational purposes only. Nothing on this platform constitutes investment advice, financial advice, tax advice, or a recommendation to buy, sell, or hold any security. You should consult with qualified professionals before making any financial decisions. Past performance does not guarantee future results.

4. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials, all activity under your account, and the accuracy of information you provide. You must be at least 18 years old and a U.S. resident to create an account.

5. Lending Terms

Personal loans are subject to credit approval and additional terms provided at the time of application. APR, loan amounts, and terms vary based on creditworthiness. Complete lending terms, Truth in Lending disclosures, and your loan agreement will be provided before you accept any loan offer.

6. Intellectual Property

All content, tools, models, research, and branding on the Platform are the property of Buckingham Equity. You may not reproduce, distribute, or create derivative works without written permission.

7. Limitation of Liability

Buckingham Equity provides tools and information "as is" without warranties of any kind. We are not liable for investment losses, trading decisions, or financial outcomes resulting from use of our platform or tools. Maximum liability is limited to fees paid in the prior 12 months.

8. Termination

We reserve the right to suspend or terminate accounts that violate these terms. You may close your account at any time from your account settings.

9. Governing Law

These terms are governed by the laws of the State of Texas. Disputes will be resolved through binding arbitration in Houston, Texas.

10. Contact

Questions about these terms: legal@buckinghamequity.com