Frequently Asked Questions

Buckingham Equity offers Portfolio Analysis (AI-driven diagnostics), Market Research (institutional-quality reports), AI Financial Assistant (conversational analysis), Retirement Planner (Monte Carlo simulations), Scenario Modeler (stress testing), and Smart Alerts (custom notifications). New tools are released regularly.

Yes. Our free tier includes basic portfolio analysis for up to 50 positions, 3 AI assistant queries per day, and access to select research reports. Pro subscribers get unlimited access to all tools, real-time data, and priority support.

Our models are designed for analysis and risk assessment, not price prediction. We provide scenario probabilities, risk metrics, and data-driven insights. We always display confidence intervals and source data so you can make informed decisions. Past performance does not guarantee future results.

Personal loan APRs range from 5.99% to 24.99% depending on creditworthiness, loan amount, and term length. Rates are fixed for the life of the loan with no variable-rate risk. There are no origination fees, no prepayment penalties, and no hidden charges.

Pre-qualification takes 60 seconds with no credit impact. Full application review typically takes 1 business day. Once approved, funds are deposited within 24-48 hours directly to your bank account.

Absolutely. There are zero prepayment penalties. You can make extra payments or pay off your entire balance at any time without any additional fees. Early payoff reduces your total interest cost.

All data is encrypted using AES-256 at rest and TLS 1.3 in transit. We use read-only brokerage connections and never store login credentials. Our infrastructure is SOC 2 Type II compliant with regular penetration testing and security audits.

No. We never sell, rent, or share your personal or financial data with third parties for marketing purposes. Your data is used solely to provide and improve our services. See our Privacy Policy for complete details.